Section 401. Inappropriate financial operations

A penalty of a fine or imprisonment for a term not exceeding two years shall be applied to a debtor who intentionally or through gross negligence inflicts significant loss on his or her creditors through
  1. a.
    gambling or other risky activity,
  2. b.
    other irresponsible conduct,
  3. c.
    excessive consumption, or
  4. d.
    grossly improper business conduct.